S&P: "U.S. BANK OUTLOOK 2021".

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Date of Publishing: January 2021.
No. of Pages: 35.

Contents:

1. Key Takeaways.
2. Key Risks
3. Credit Conditions.
4. S. Election Impact.
5. Ratings Distribution.
6. 2021 Forecast.
7. Profitability.
8. Allowances and Asset Quality.
9. Commercial Real Estate, Energy and Consumers.
10. Capital Ratios.
11. Deposits.
12. LIBOR.
13. Mergers and Acquisitions.
14. Digitization.
15. Subgroups and Related Research.

Chart 1: US Economic Forecast Overview 2021- 2023.
Chart 2: Holding Company Rating Distribution.
Chart 3: Operating Bank Rating Distribution.
Chart 4: Holding Company Outlook Distribution.
Chart 5: Operating Company Outlook Distribution.
Chart 6: All FDIC – Insured Banks: Historical and Forecasted Performance.
Chart 7: Index of Bank Low Growth.
Chart 8: The Path of the Allowance for Loan Losses for FDIC-Insured Banks.
Chart 9: 2020 Q2 Deferral Rate Distribution.
Chart 10: 2020 Q3 Deferral Rate Distribution.
Chart 11: Asset Quality of US Banks.
Chart 12: Provisions To Loans: Current Period Versus The Financial Crisis.
Chart 13: How Allowances And Provisions Compare To DFAST Loan Losses And Provisions.
Chart 14: Bank’s Allowances For Credit Losses.
Chart 15: Sensitivity Chart: Bank CRE Losses To Tier 1 Capital.
Chart 16: Energy and Related Exposure, Quarterly Change.
Chart 17: Energy and Outstanding Exposure Greater than $900 Million At Select US Banks, Q32020.
Chart 18: Household Debt Over Disposable Personal Income.
Chart 19: Total Consumer Debt Balance and Composition.
Chart 20: Credit Card Debt.
Chart 21: Median CET1 of Rated Banks.
Chart 22: Common Dividend Payout Ratio And Permissible Share Repurchases.
Chart 23: Common Equity Tier 1 Ratio – Basel III Fully Phased in.
Chart 24: Loans to Deposits.
Chart 25: Volume And Share of LIBOR – Tired Products.
Chart 26: Merger Activity of US Banks.

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