TECH & INNOVATIONS

Digital Report - immediate delivery to your email.

Date of Publishing: 2023.
No. of Pages: 36.

The Digital Dollar Project is a non-profit organization devoted to catalyzing private sector research and exploration of the potential advantages and challenges of a U.S. central bank digital currency (CBDC), or “digital dollar.” It works to convene and incorporate the diverse perspectives and expertise of private sector, academic, and non-profit leaders to inform the national consideration of a digital dollar and to understand the implications of global CBDC developments for Americans

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Contents:

1. Introduction.

2. Refresh: What is the Digital Dollar Project?

3. (Re)introduction to CBDC.

4. Status of global CBDC development.

5. Revisiting the DDP’s tenets for a digital dollar Tokenization.

6. Third format of currency.

7. Maintenance of the two-tiered banking system.

8. Privacy.

9. Monetary policy-neutral.

10. Continued private sector innovation.

11. More research is needed.

12. Global CBDC standards: Will the United States lead?

13. Conclusion: A call to action.

14. Appendix: Region-by-region breakdown of CBDC projects.

- United States

- Europe

- Asia - Pacific

- Africa

- Americas

15. References.

16. About the authors.

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Digital Report - immediate delivery to your email.

Date of Publishing: October 2020.
No. of Pages: 45.
Language: English.

What is the concept of a digital ruble? What are its role and place in today’s monetary system? How can it help individuals, businesses, and society in general? What aspects are to be taken into consideration in the course of its implementation? A digital ruble will remain the Russian ruble which will be issued by the Bank of Russia in digital form in addition to the existing forms of money. Individuals will be able to transfer digital rubles to their electronic wallets and use them through their mobile and other devices both online and offline (that is without access to the Internet and mobile communication). A digital ruble will be an additional form of money and will be used alongside individuals’ and businesses’ cash rubles and funds in their commercial bank accounts. Depending on their needs, individuals and companies will be able to exchange their money from one form to another, i.e. from the digital form to cash or noncash funds in their bank accounts, and back. This requires special-purpose technologies that would enable the offline usage of a digital ruble. A digital ruble will combine the advantages of both cash and non-cash money.

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Contents:

1. THE ROLE OF A DIGITAL RUBLE IN MONEY CIRCULATION
1.1. A digital ruble as a form of money.
1.2. The Bank of Russia’s approach to developing a digital ruble.
2. APPLICABILITY OF A DIGITAL RUBLE.
2.1. Pre-requisites, consumer qualities and conditions of use of a digital ruble.
2.2. A digital ruble for households.
2.3. A digital ruble for businesses.
2.4. A digital ruble for government payments.
2.5. A digital ruble for capital markets and financial innovations.
2.6. Certain AML/CFT/CFPWMD issues.
2.7. Protection of digital ruble owners.
3. THE IMPORTANCE OF A DIGITAL RUBLE FOR THE CENTRAL BANK’S
POLICY TO MAINTAIN PRICE AND FINANCIAL STABILITY.
3.1. A digital ruble and monetary policy.
3.2. A digital ruble and financial stability.
4. MODELS AND MECHANISMS FOR IMPLEMENTING A CENTRAL BANK
DIGITAL CURRENCY.
4.1. Models of a central bank digital currency.
4.2. Mechanisms for the technical implementation of a CBDC.
4.3. Confidentiality.
5. INFORMATION SECURITY.
6. LEGISLATIVE AND REGULATORY CHANGES REQUIRED TO IMPLEMENT
A DIGITAL RUBLE.
7. APPENDIX. INTERNATIONAL DISCUSSION ON CENTRAL BANK
DIGITAL CURRENCIES.
TOPICS FOR PUBLIC DISCUSSION.
GLOSSARY.
ABBREVIATIONS.
REFERENCES.

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Digital Report - immediate delivery to your email.

Date of Publishing: 2024.
No. of Pages: 502.

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Contents:

Chapter 1 Research and Development 
Chapter 2 Technical Performance 
Chapter 3 Responsible AI 
Chapter 4 Economy 
Chapter 5 Science and Medicine 
Chapter 6 Education 
Chapter 7 Policy and Governance 
Chapter 8 Diversity 
Chapter 9 Public Opinion 

Appendix 

1.1 Publications 
1.2 Patents 
1.3 Frontier AI Research 
1.4 AI Conferences 
1.5 Open-Source AI Software 

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Digital Report - immediate delivery to your email.

Date of Publishing: 2024.
No. of Pages: 90.

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Contents:

1. Human by design. How AI unleashes the next level of human potential.

2. A match made in AI. Reshaping our relationship with knowledge.

3. Meet my Agent. Ecosystems for AI. 

4. The space we need in realities. Creating value in new realities.

5. Our bodies electronic. A new human interface.

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Digital Report - immediate delivery to your email.

Date of Publishing: 2023.
No. of Pages: 21.

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Contents:

1. Why we call them generation Alpha.

2. The Who, What, When, Where and How of Generation Alpha.

3. Engagement Across The Generations.

4. The Future Consumers.

5. The Future of Education.

6. The Future of Work.

7. Parenting and Leading.

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Digital Report - immediate delivery to your email.

Date of Publishing: 2023.
No. of Pages: 129.

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Contents:

CHAPTER 1. Introduction.

1.1. About Fintech and the Future of Finance.

1.2. Conceptual Framework.

1.3. Fintech: What It Is and Why It Matters.

CHAPTER 2. Fundamental Drivers of ­ Fintech.

2.1. Key Technologies: Connectivity and Computing Power.

2.2. Impact of Technology.

2.3. Impact of Economic Forces: Scale Economies, Frictions, and Rebundling.

CHAPTER 3. Market Outcomes.

3.1. Impacts across the Four Dimensions of Market Outcomes.

3.2. Financial Infrastructure.

3.3.  New Business Models and Products.

3.4. New Players: Entry, Concentration, and Competition.

3.5. Implications for Market Structure.

CHAPTER 4. Core Policy Objectives and Evolving Trade-Offs.

4.1. Main Policy Challenges.

4.2. Policy for an Evolving Fintech Market.

4.3. Balancing the Policy Trade-Offs.

CHAPTER 5. Regulation and Supervision.

5.1. Current Regulatory Environment.

5.2. Typology of Regulatory Responses.

5.3. Activity-Specific Regulation.

5.4. Data-Generation Issues: Possibilities and Perils.

5.5. Regulation for Fair Competition.

5.6. Looking Ahead.

CHAPTER 6. Conclusion.

6.1. Emerging Policy Implications.

6.2. Final Remarks.

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