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Date of Publishing: 2023.
No. of Pages: 129.
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Contents:
CHAPTER 1. Introduction.
1.1. About Fintech and the Future of Finance.
1.2. Conceptual Framework.
1.3. Fintech: What It Is and Why It Matters.
CHAPTER 2. Fundamental Drivers of Fintech.
2.1. Key Technologies: Connectivity and Computing Power.
2.2. Impact of Technology.
2.3. Impact of Economic Forces: Scale Economies, Frictions, and Rebundling.
CHAPTER 3. Market Outcomes.
3.1. Impacts across the Four Dimensions of Market Outcomes.
3.2. Financial Infrastructure.
3.3. New Business Models and Products.
3.4. New Players: Entry, Concentration, and Competition.
3.5. Implications for Market Structure.
CHAPTER 4. Core Policy Objectives and Evolving Trade-Offs.
4.1. Main Policy Challenges.
4.2. Policy for an Evolving Fintech Market.
4.3. Balancing the Policy Trade-Offs.
CHAPTER 5. Regulation and Supervision.
5.1. Current Regulatory Environment.
5.2. Typology of Regulatory Responses.
5.3. Activity-Specific Regulation.
5.4. Data-Generation Issues: Possibilities and Perils.
5.5. Regulation for Fair Competition.
5.6. Looking Ahead.
CHAPTER 6. Conclusion.
6.1. Emerging Policy Implications.
6.2. Final Remarks.
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