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REPORT IN RUSSIAN LANGUAGE. PDF FRIENDLY.

Digital Report - immediate delivery to your email.

Date of Publishing: November 2025.
No. of Pages: 64.

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Contents:

1. Trends in the Development and Regulation of Artificial Intelligence in the Global Financial Market.

1.1. Technological Trends in Artificial Intelligence Development.

1.2. Trends and Applications of Artificial Intelligence in the Financial Market.

1.3. Risks of Artificial Intelligence in the Financial Market: A New Look.

1.4. Development of Artificial Intelligence Regulation in the Financial Market.

2. Application of Artificial Intelligence in the Russian Financial Market.

2.1. Application of Artificial Intelligence in Financial Products and Services.

2.2. Artificial Intelligence Risk Management Practices in the Financial Market.

3. Directions for the development of artificial intelligence in the Russian financial market.

3.1. Current conditions for the development of artificial intelligence.

3.2. Building trust in artificial intelligence in the financial market.

3.3. Increasing data accessibility for artificial intelligence developers in the financial market.

Appendix 1. Description of the financial institution sample for the survey.

Appendix 2. Overview of international approaches to regulating artificial intelligence.

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REPORT IN RUSSIAN, PDF FRIENDLY

Digital Report - immediate delivery to your email.

Date of Publishing: 2025.
No. of Pages: 24

The digital ruble, going beyond a simple payment instrument, opens up opportunities for transforming key processes in the economy. Its use can increase the speed, transparency and security of financial transactions. The potential of the digital ruble can be considered in the context of several key aspects: innovations in financial technologies, increased efficiency of financial management at the state level, financial accessibility, and as a new generation payment instrument for cross-border settlements.

TABLE OF CONTENTS
Introduction
1. The digital ruble as the next stage in the evolution of money.
1.1. Goals and objectives of introducing the digital ruble.
1.2. Potential of the digital ruble.
1.3. The Bank of Russia digital ruble model.
1.4. Legal regulation.
1.5. The impact of the digital ruble on monetary policy and financial stability.
2. Pilot project of the digital ruble.
2.1. Project milestones.
2.2. Pilot objectives and tasks.
2.3. Current status of the pilot. Achieved results.
2.4. Issues identified during the piloting process.
2.5. Development of the digital ruble platform functionality.
3.   Technological platform and infrastructure.
3.1. Digital ruble platform architecture.
3.2. Security and data protection mechanisms.
4.    Prospects and next steps.

Цифровой рубль, выходя за рамки простого платежного инструмента, открывает возможности для трансформации ключевых процессов в экономике. Его использование способно повысить скорость, прозрачность и безопасность финансовых операций. Потенциал цифрового рубля можно рассматривать в разрезе нескольких ключевых аспектов: инноваций в финансовых технологиях, повышения эффективности управления финансами на государственном уровне, финансовой доступности, а также в качестве платежного инструмента нового поколения для трансграничных расчетов.

ОГЛАВЛЕНИЕ
Введение
1.     Цифровой рубль как следующий этап эволюции денег.
1.1. Цели и задачи внедрения цифрового рубля.
1.2. Потенциал цифрового рубля.
1.3. Модель цифрового рубля Банка России.
1.4. Правовое регулирование.
1.5. Влияние цифрового рубля на денежно-кредитную политику
и финансовую стабильность.
2.     Пилотный проект цифрового рубля.
2.1. Вехи проекта.
2.2. Цели и задачи пилота.
2.3. Текущий статус пилота. Достигнутые результаты.
2.4. Вопросы, выявленные в процессе пилотирования.
2.5. Развитие функциональных возможностей платформы цифрового рубля.
3.     Технологическая платформа и инфраструктура.
3.1. Архитектура платформы цифрового рубля.
3.2. Механизмы безопасности и защиты данных.
4.     Перспективы и дальнейшие шаги.

Digital Report - immediate delivery to your email.

Date of Publishing: 2023.
No. of Pages: 129.

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Contents:

CHAPTER 1. Introduction.

1.1. About Fintech and the Future of Finance.

1.2. Conceptual Framework.

1.3. Fintech: What It Is and Why It Matters.

CHAPTER 2. Fundamental Drivers of ­ Fintech.

2.1. Key Technologies: Connectivity and Computing Power.

2.2. Impact of Technology.

2.3. Impact of Economic Forces: Scale Economies, Frictions, and Rebundling.

CHAPTER 3. Market Outcomes.

3.1. Impacts across the Four Dimensions of Market Outcomes.

3.2. Financial Infrastructure.

3.3.  New Business Models and Products.

3.4. New Players: Entry, Concentration, and Competition.

3.5. Implications for Market Structure.

CHAPTER 4. Core Policy Objectives and Evolving Trade-Offs.

4.1. Main Policy Challenges.

4.2. Policy for an Evolving Fintech Market.

4.3. Balancing the Policy Trade-Offs.

CHAPTER 5. Regulation and Supervision.

5.1. Current Regulatory Environment.

5.2. Typology of Regulatory Responses.

5.3. Activity-Specific Regulation.

5.4. Data-Generation Issues: Possibilities and Perils.

5.5. Regulation for Fair Competition.

5.6. Looking Ahead.

CHAPTER 6. Conclusion.

6.1. Emerging Policy Implications.

6.2. Final Remarks.

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